Newbie Buyer -- Need Advice about Seller Disclosure Statement
Hello All, We're just about ready to make an offer on a home, and received a copy of the seller disclosure statement. Two items on it concern us:
1.) It says there is a holding tank and pump for the entire house which is below the town sewer line. We've heard of pumps for bathrooms below the sewer line, but never one for the entire house. Has anyone ever bought or sold a house with something like this? Should we just basically consider it similar to a house with a septic tank? Any idea how difficult or expensive it would be to fix a system like this if the pump needed to be replaced? How likely is it that a system like this would back up into the house? Or got any basic advice?
2.) It says that remodeling was done to the kitchen and dining area without permits or final inspection. A non-load bearing wall was removed between the kitchen and the dining area, and the flooring, cabinets, countertops, appliances and lighting were all replaced during the remodel. I have no idea how this should affect our offer and/or the whole buying process. How do we find out if the remodel was up to code? Is that something we ask our home inspector? What issues should we be concerned about with this non-permit situation?
We last bought a house over 25 years ago, so we might as well be first-time buyers.