Do I need a broker to buy a house?
Two people have mentioned to me that I should get a broker. I was told that the broker would find me the best deal on a loan and will show me a breakdown of all the costs, where as a mortgage company doesn't always show a breakdown of the costs. What are the costs that the mortgage company may not show me? Do I have to pay the broker and if so, how much does it cost? Can he really find me a better deal than if I call around and check rates myself? I was looking at lendingtree.com and it looks like their services are free to the buyer. Would you recommend going that route or would I be better off with a local broker?