Looking to buy First House, And I Know Nothing
Not sure if this is the right place to find answers, but I gotta start somewhere.
Ok, I'm interested in buying a 2 or 3 bedroom modular home. My family has an acre of land and that's where I'll put it. I'm single w/ no kids and by the end of the year, no bills.
I've never owned a credit card, but built my credit over the last couple of years from getting a loan to buy a car. I have a job doing but my hrs are usually around 12 a week.
Someone told me I should look into something called HUD Homeownership program, something like section 8.
I need to know where do I start. If I can get into this program, do I go to the people that sell modular homes, do I go to the bank? Can I pick my own place? Even if I don't get the homeownership voucher, where should I turn to get the lowest possible payments (income based if possible)?