Any ideas on ways to get pool financing in AZ?
We just moved into our home about 6 wks. ago. We want to get a pool and get the backyard done (it's just dirt right now). Problem is, the places we have looked won't give us a loan because we haven't lived here long enough and there isn't enough equity. When we bought the house, we qualified for quite a bit more than we actually spent on it and more than what the total with the pool would be too, so I would think we are fine with debt to income. Plus, our credit is good too. Problem is, time in the house and equity. We tried a pool builder's lender but we didn't get approved because of time in the house (they wanted 13months in the house). Another pool builder told us to try FirstAgain, but they only go up to 84 months and that makes the payment too high. Where else is a good place to try? We will give it one more shot but it needs to be a good one. We just don't want too many hits on our credit report. Here we are trying to help the economy and we can't get money to do it.