Buying a Home in CA - San Francisco/East Bay
We are considering moving to Berkeley, CA. We've visited and we know that we would like to be in the area around the University of CA - Berkeley campus. We've looked at on-line listings and done some drive-by's, but we won't contact a real estate agent until we have employment and know for sure that we are moving.
We now live in New England, so we noted some obvious difference like very small lots, and lots of traffic. But I am wondering about lots of other things, such as - are insurance premiums very high due to the earthquake risk? There were a fair number of foreclosures, which are rare here -- are there any CA-specific issues with buying a foreclosure? How do electric and water rates compare to the east coast? And anything else you could add! Thanks so much.