difficulty of getting a mortgage...update?
Dave, you might help me with this one. I talked to a friend yesterday who told me that FHA has changed it's requirements to qualify for a mortgage now. She said they have gotten tougher than previously. My question is, does someone with a less-than-perfect credit score but a 20 percent downpayment have a prayer of qualifying for ANY mortgage anymore?
My credit scores are low mostly because I don't really HAVE that much credit.
thanks, everyone, and if this has been discussed recently my apologies.