Hi, I really hope this is a dumb question... When we bought our house, the inspectors report said it was built in late 1930's, and I don't recall it mentioning K&T wiring. Paperwork is boxed up somewhere, I go hunting for it later, however... Here's my question. Our homeowners Insurance went by that report, I'm sure. We've since found out that it's MUCH older, and that the entire 2nd floor is still wired w/ K&T. If a company wouldn't insure a house this old, would they not cover us if we had an emergency & they found out the true age? We didn't intend to be dishonest, and didn't think anything of it making any difference until I read posts about the hassle of getting coverage at all on the "old girls". Needless to say, I do NOT want to open up a can of worms by contacting the company or agent. I don't think they'd buy the "Um, purely hypothetically, what if.." question.
Any thoughts? I don't like the feeling of being less than honest, but I like the idea of no insurance far less!