thinking of buying an old house
I've always loved old houses, but I know they are a lot of work. My husband and I rent an ok ish 1br apartment (so tired of it after 5 years) and it seems that, in our city, because of extensive copper theft, etc unless you want to use an FHA loan and make the house cost 5x what it should, you can't buy a house.
Unless you can snag one of the (frequently listed) super cheap houses for $10k for cash. Any house in this category is old, and bereft of most / all plumbing and electrical and usually at least some windows are busted out. But they are beautiful, many with intact original hardwood floors and some with unpainted trim. Frequently the third floor is basically untouched and usable as temporary "camp."
My husband thinks its a terrible idea. I'm trying to reason with him without guilt or manipulation that its at least worth thinking about. We both have full time jobs and a 9 month old. We do not make a ton of money which is why I think this would be better than getting a big mortgage.
So.... thoughts? (Obviously I'm not trying to use the internet to settle a fight between us. I just want advice from btdt old home owners on what they would do in my shoes).