My heatpump leaked and now I have water damage in my kitchen. The subfloor is going to need replacing. The problem is that part of the subfloor is underneath my kitchen cabinets. I can't imagine how we're going to get those cabinets out without tearing them all to pieces. My home is a 10 year-old Palm Harbor. Some of the drywall (at the bottom, where it meets the floor) is wet too.
I've never filed an home insurance claim, but I'm worried about my cabinets. What if I can't find cabinets to match my existing cabinets? I can't imagine the ins. co. paying for cabinets for my entire kitchen (though it would be nice). Anyone ever been in this predicament, and if so, do you have any useful advice?
Also, I read on another forum that the insurance company will give the MORTGAGE company the money for the insurance repairs, and that the mortgage co. will in turn give the money to us. If this is true, it's stupid!