2 stage or 2 stage variable
I realize this topic has been mentioned before, but I am looking for opinions on which to go with. How much more is the variable worth to someone? I am leaning toward a 93%, 2 stage over an 80%, 2 stage. The 93% is about $500 more, but I should recoup that in about 5 years. Also in the mix is a 95% 2 stage, variable for $300 more than the 93%. Not sure what to do???