Auto Insurance @#%?
I can not figure out what is going on w/ DH and I's auto insurance. Every year about this time, I start calling around for new quotes since our premium is always "too high" (or I think so). DH has a newly married friend. Before the wedding, he was a 32 yo single guy with a sporty car and a recent DUI and he was still paying 30% less than us!
We have one daily driver, a 2004 Hondaa Odessyey. We also have a 73 MB that is covered seperately. DH works from home and flies out to work weekly, so he doesn't need a car. I'm the only one to drive the minivan 98% of the time. The MB gets about 100 miles a month in the summer. DH had an accident that paid out We live in a suburban/rural area. Our homeowners and auto are with the same company.
We pay $1100 a yr. I called around and got quotes ranging from $1100-$1800 with all the same limits and deductibles.
That just seems way to high. Am I being silly? Is that reasonable? What do you pay in your neck of the woods?