Speaking of scams.....
Yesterday there was a segment on NPR's Tech World about computer malware that actually holds your files hostage and demands ransom! If you don't pay within a specified time frame, everything is deleted. I was astonished but I guess absolutely anything can happen. The person on NPR was far less optimistic about combating it than this website is so I don't know if it can be overcome without paying the ransom or not.
Who knew? I sure didn't.
Here is a link that might be useful: PC World on Ransom-ware