those credit card offers of $
I have 1 Citi Bank card that I use most of the time and I keep a 2nd card from my credit union so that I will have an alternative should the need arise. What I am having trouble refusing are the credit offers that come with a financial incentive. I am always asked on by Amazon if I would like to get $30 off my purchase. Of course I would, but it means getting another card. Amazon is pretty easy to refuse because they require wayyyy too much information, but I succumbed to Sears the other day when they asked me if I would like my purchase to be free. And I don't understand why Citi Bank keeps offering to give me $50 if I will take out a 2nd card with them. What's up with that? I am very tempted because I would just lock the card in my safe once I had made my initial purchase. What would I be risking? Have you taken up any of these offers?