Insurance ??? on Flooring Replacement
Hopefully someone can share insight on this one. We are in the Galveston area and experienced wind-driven water in the house as a result of Ike. Insurance adjuster has been out check out damage and we're waiting on the estimate for replacement. But here's the question.
The main floor of the house is an open floor plan, about 1400 sqft. About 1200 sqft. is engineered flooring. We received water in approx 700 sqft. The flooring is continuous throughout, with the exception of 3 closets with doors. The rest is open.
So, is it standard for insurance to only replace the rooms that were damaged and then have seams to the rooms that were not? What about color and material matching? I'm concerned that we won't be able to find a match and it will look weird. Please advise!!!