Desperately need to streamline my filing chores. Pay most of my bills electronically or by auto deduction from paycheck or checking account. Have been printing off payment confirmations each month and filing them--then a few months later, discarding all of this paperwork. My plan--stop all paper statements and print as little as possible. Am able to electronically view payment records to most if not all companies. What do you suggest I save in hard copy and for how long?