Massive credit card debt!!
I am new to this forum and am truly dedicated to getting out of massive credit card debt. I have taken a long and very hard look at my finances and am truly sickened about what I have found. I have destroyed my credit cards and have been working extra shifts at work to chip away at this debt.
My problem is I am not sure where to start. Please, if anyone has the time to give me advise, i would greatly appreciate it.
I owe 3 major debts:
visa balance of 14,000 rate of 4.9%
visa balance of 8,000 rate of 6.9%
heloc balance of 16,000 rate of 9.0%
I know, a ton of debt and believe me I am so very ashamed of this. I have lost a lot of sleep and even began to hate myself for doing this. I have a good job now and am ready to pay this off and quit feeling sorry for myself. I don't know which to pay first. Part of me would like to get rid f the 8,000 debt first so I see progress but I am not sure if that is the wisest choice. Would paying off the highest rate be best? I can dedicate 900.00 per month to all of this debt and some months possibly more.
Thanks from the bottom of my heart for any advise.