I'll be speaking to a rep from Quicken Loans at 3 pm this afternoon.
I have 22 years left on a 30 year fixed. I owe about 212,000 at 5.875.
I want to re-fi to a 15 year fixed/0 points for 260,000.
The "pre-quote" he gave me online was "low 4's".
Has anyone used Quicken? What total fees can I expect? Is this even a good idea?
I have excellent credit, no other real debt with a fico over 800 (last time I checked).
I really appreciate any feedback.