I've been pondering retirement a bit more now that I'm over 50. I've read the retirement forum but doesn't seem to be too much activity over there so I thought I'd see what you all have to say about this.
I don't have a specific retirement date/age in mind. DH doesn't really aspire to retire at all though he's showing signs of changing his mind about that. For retirement financial planning purposes, you kind of need to know when you're going to retire and how much your expenses are going to be. I finally think I've gotten through the expenses exercise - at least in today's dollars. Now I'm pondering retirement age so wondering what others have done or are planning to do.
If you are retired, at what age did you retire? And did you have some type of defined benefit pension plan or were you responsible for your own retirement savings/investments? If pre-medicare age, what did you do for health insurance?
Likewise, same questions for people who haven't yet retired but have a retirement age in mind? What age and do you have defined benefit pension plan or going on your own savings - also what about insurance if you will be pre-medicare age?