Work insurance premiums based on health?
Right now, at many companies, workers pay health insurance premiums based on the number of people in their family (Individual, married, family of 3, etc.). There is no price break for being healthy. And, to my understanding, there isn't any additional charge for having a "health condition." Those costs are distributed to the group as a whole, allowing everyone to pay the same amount.
But I've been hearing on the news lately that many plans might start factoring health conditions into the premiums that workers pay. How much difference in premiums could a "healthy" worker expect to pay vs. an "unhealthy" worker. How much will the health conditions of family members factor in? What health conditions will cause rates to go up the most?