Is There a Credit Card Questionnaire?
Is there a site where you could fill in the blanks about your spending patterns and discover which CC offers you the most benefits?
I've looked at CardRatings.com but there are so-o-o many cards and programs -- and lots of fine print about what type of purchases earn what percentages of cash back, etc.
I'm shopping for a card or cards to replace our AAdvantage card -- too tied to ONE airline. I'm not sure that a cash-back card would still provide what we need to 'buy' upgrades to first class once a year.
We're a retired couple charging about $30K per year on mundane things...like groceries, utilities. Not traveling. Not dining out. Not staying in hotels. Not sending roses to relatives or wanting other gifty-nifty supposed perks. Pay in full monthly. Excellent credit rating. View CCs as conveniences, not 'credit'.