For 25 years I worked for one company and health care was completely paid for. Three years ago, at age 59, the company closed and I spent the next year looking for another job. I'm now working part-time (32 hrs) and pay for my own insurance through the company group plan...370.00 a month is deducted from my pay. I'm healthy, take no prescriptions and very rarely need to see a doctor (just my yearly ob/gyn checkup and mammogram). I'm considering going with a health care company with a high deductible, take the balance of what I normally pay and put into a savings account, sort of a health care emergency fund. What do I need to know, when looking at different plans? Exclusions, limits, etc.