raising credit score?
I have a problem that nobody seems able to help me with. My credit score is between 625-665, which isn't too bad but it could be better. I pay my bills but iI do have a few old medical bills that went to collections. My debt to credit ratio is good, my credit history is short. Everyone that has looked at my credit says that it's too good for the score to be so low. One guy said he would make some phone calls to try to fix it but then he never got back to me. He said he didn't understand why the score was so low but sometimesthere was a glitch in the system. He said that he had seen 725 scores that weren't as good as mine so i don't know why the score isn't better. I don'thave trouble financing anything but I could get better rates if my score were better. Does anyone here know who i would need to call to get this mess straightened out?