Does this chimney need repair?
This chimney is not being used. It's one of two in our three-story Queen Anne (~1885). But when I was in the upper attic I noticed several decaying bricks and the cement(?) wrapping the chimney has mostly fallen off.
Thing is, I don't know if it's been this way for decades or is recent damage. I want to be safe, but not anxious to spend a lot on a system we don't use. We're in Massachusetts, so not much earthquake risk. Any thoughts? (Click the photo for more photos and closeups.) Chimney