No debt?...then bad credit rating?
I was listening to a financial adviser talking about buying a home for his mother. He said that his credit rating was in the 600's and probably wouldn't go higher due to his lack of debt over the years (I guess "lack of credit history" is more appropriate).
So, I enjoy a nice credit rating, but I don't want my recent debt-free situation to lower that rating.
What if I do this?:
Use my credit card for all purchases, but pay it off at the end of every month.
Does that count as a "credit history"?