capital one health care finance

catsmom6May 4, 2007

Has anyone had anything to do with this plan as far as dentistry? I guess you find out how much money you're looking to spend on your teeth and then you can spread it over up to 5 years. Is this a real health plan or some kind of scam?

Thanks,

Cathy

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Chemocurl zn5b/6a Indiana

I would certainly want to pay attention to the fine print.

This is copied from their site.

We offer installment loans with low, fixed rates from 1.99% APR to 23.99% APR*, or interest-free loans** for 3, 6, 12, or 18 months to qualified applicants. Either way, you'll be able to find an option designed to fit within your budget.

I do see though that they have a payment calculator with payments up to 60 months.

seems a good bit like so many credit card plans...rate is determined by your credit score...as low as 1.9* (whatever * means...lol)...maybe after a 'fee' is paid for the great 1.9% rate...or maybe 1.9% for a partial term of the loan.
Prepayment penalties?

The rate would likely go up for any number of reasons...like one late payment anywhere that gets reported to the crdit bureau.

Buyer beware is my thought on them.

Sue

Here is a link that might be useful: Capital One Healthcare Finance

    Bookmark   May 5, 2007 at 11:51AM
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