How can a credit score change 13 points in 2 days?
We ran my DH's credit score/report on Friday through Equifax (we're trying to secure a Home Equity Loan and wanted to know the score for percentage reasons). Today we got a letter from one of the banks we called about a loan - they are required by The Fair Credit Reporting Act to tell us the info they received. THe score they were given is 13 points less than the score we got via Equifax? How is that - DH has good credit on both - but still....how can the score be so far off? We ran our Equifax report on May 13, they ran theirs on May 11.