Saving for retirement
I could use a little advice. My current job has no 401k program. My husband and I together make exactly $166k, which if I understand things properly, is the exact cut off point which prevents me from contributing to a Roth IRA on my own. My husband, who does have a 401k program through his company is contributing to that, but I'd like to be tucking away something as well.
What are my options, then, at this point? I'm a little clueless about this stuff, so point me in the right direction, please.