Stupid question...regarding second liens.
We have a mortgage our primary residence. We bought some vacant land and have a loan for it as well. We are now getting a home equity loan to do some improvements on our primary residence, however the bank (other than the one holding our primary mortgage) is asking us if the loan for our vacant land "is tied" to our primary residence. I'm assuming they are asking whether or not we used our home for collateral to purchase the land, which we didn't. The bank said "just fax us your tax bill for the vacant land" and that will SHOW that it is not "tied" to your home mortgage.
Now, my question is will my tax bill show this? I looked at it and I don't see how this proves that our vacant land loan isn't tied to our primary residence.
What paperwork would show that we have a second lien (if that is what they are asking) on our primary residence??