Health Ins...Low deductible or high?
We have been searching for health ins and am totally confused as to which low or high deductible that would give the best health benefits at an affordable price. It looks like the same benefits at different levels...Can anyone help me to understand? We have gone to a regular Ins company where we get our car ins but suspect that what they offered was a litte high and I've haven't heard of the Ins Co.. My husbands' employer suggested that we may get a better deal if we tried to find one on our own as he himself has bad health and so insurance prices pass on through to the employees as well. I'm not even sure if that is ok...???Any advice or information would be greatly appreciated... Thank you much!!!