Working on credit report 'repair'...
I actually managed to find the old (4 years) medical bills that is showing up on the credit report. These should have been paid by the insurance company of the drunk driver that caused the accident, but somehow fell through the cracks (I mean really....we are talking several surgeries, xrays, P.T., and the only bills are $300 and $163....). Of course they have been sent to a collection agency. Question I have is what if I actually sent payment for these two bills directly to the medical offices? What would happen?
I haven't gotten any letters or otherwise in years from collection agency, thinking of sending validation letters to them first. We were told during the time of all this, not to pay any medical because the lawsuit settle and insurance companies would take care of everything...that is what we get for trusting.