Husband's Life Insurance Lapsed while Dying
It was like he died all over again when this happened. He was at the last two months of his life, I was in hospital for a serious car accident. We did not remember to pay the bill and it lapsed. We did not receive notices, just the lapsed notice. He applied for re-instatement claiming healthy... then he died 2 months later. The insurance company claimed it was a pre-existing condition so they won't pay.
I know it was mostly our fault, but we paid for the policy for 20 years, is there any recourse?