beneficiary assume or inherit?
My husband has a 401k rollover into Roth. I have the option of assuming or inheriting the funds. Since taxes haven't been paid on any of these funds, I can't see any benefit of either choice (ie as opposed to setting a value on real estate for tax purposes).
I am over the 59 1/2 and under 70, so am not making a distribution decision right now.
Advice or explanation of the two options?