I have been reading how the FICO score is rated. It is stated that things like how much you make, how long at your present job, how long at your place of residence. Just to name a few are figured into this.
But when I got my credit reports (actually hubby's), not one of the big three had current employment info, he has worked there for 14 years. So how can they have accurate FICO score when they don't have employment listed for him? For all they know he could be working at Burger King (no offense to BK, he actually worked once).
I did send a letter to all three informing them of his employment so maybe that will help the scores. I also noticed one didn't even have his correct DOB. Yet banks and lenders put so much weight into these CRA, and credit scores.