Any Small Successes?
I have a whole late winter and early spring list of expenditures that I would rather not make but seem necessary. New fence for the dogs, home improvements on the new house. So with that said the overtime I have worked will not reduce my debt.
So I look to the past two months for my two steps forward as I take one step back....
I reduced my only CC from $2500 to $1200. I paid off 1% of my home loan. My new expenditures will mostly be paid by my overtime so although I won't reduce my debt I hope not to incur new debt.
I replaced most lightbulbs in the house with LED bulbs to save money in the future. We refinished the wood floors ourselves and saved 2K doing so. I am making home made pasta twice a week and we have reduced our food bill by $200 dollars a month by eating leftovers and packing lunch for work.
Small successes no doubt and other expenses seem to hit us hard. For example DD hit a pothole in the road, bent two rims and that will cost $700. That has always been my weakness. Seeing how unexpected costs crop up so I used to say why bother saving as our money will be eaten up by them. But I am now on the path to paying off as much as I can, saving and trying to roll with those unexpected costs in our lives. Biggest challenge and success is really living on one income and not letting DH who as always been a great provider feel as a failure.
Any small successes in your household finances recently? I think we should celebrate them together so we can encourage each other as we go.