Long term care insurance
Has anyone researched and made a decision about buying this type of insurance for themselves? If you researched it and then said "no, thanks", what were the reasons you said no. If, on the other hand, you researched it and then bought it, which company did you go with and why did you go with that company?
DH and I are most likely in our peak earning years. The biggest fear we have for the future is the state of the medical industry as it applies to us. We're investigating any/all options for planning for all the unknowns that come with getting old (yes, it'll happen to us all unfortunately!!).
We've not yet spoke to an insurance professional but I wanted to sound you guys out first. Any thoughts will be much appreciated. Thanks.