buying health insurance

victory_tea2085January 29, 2011

My wife would like to quit her job and spend more time with our special needs son. Trouble is, working per diem, she will have to buy health insurance for our family- thus eating up most of the money she makes. Anyone have any suggestions as to how we can make this work? I'm retired and will be eligible for medicare next year but she would still have to buy family coverage because of our 5 yo. Thanks for any help!!

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Given the way the health care system in this country works, there may not be a lot of reasonably-priced options out there. You also don't furnish much info like: What area do you live in? Do you have health insurance now? What's the most you can afford to pay? Does your family have major, chronic medical conditions conditions to deal with, or only routine stuff? Etc.

    Bookmark   January 31, 2011 at 1:38PM
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tishtoshnm Zone 6/NM

Would your son's condition qualify him for MediCaid? Health insurance is very tricky, especially when dealing with special needs. My husband is unlikely to ever stop working for our state government because of the health insurance. We have a son with autism and the insurance covered some of his therapies before he started school and we have a daughter with type 1 diabets which is more expensive than I could have ever dreamed. Good luck, you will need it!

    Bookmark   February 5, 2011 at 1:31AM
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What state do you live in?

    Bookmark   February 7, 2011 at 5:37PM
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New York

    Bookmark   February 7, 2011 at 8:19PM
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