Should I Believe My Mortgage Company?
I paid a month ahead on my mortgage. Thanks to the good advice on this forum I know now not to do this and to pay principal to get ahead.
Here is my question. I have read from other people's accounts that when they paid ahead they did not truly pay ahead according to the bank. That the bank still expected a payment every month.
I called the bank and they told me that my payment is not due until the following month. But I am naturally suspicious that the customer service rep may not be correct.
If she is not correct what type of problems could I run into if I do not send in a payment this month?
Thanks in advance for the advice.