Question for Dave on Investing rather than paying off
Dave, I read the post you wrote about placing your extra money into a tax deferred account and then waiting until you were older and in a lower tax bracket to pay off the house. My question is: does age affect this plan? I am 24 years old and I purchased my home at 22. I have had my Roth IRA since I was 19. I don't know if this type of plan would work for me since I think even paying the minimum for 30 years I still might be under retirement age. Or am I not really understanding the plan?