is there any reason to keep my American Express card?
I've gotten my credit card debt down to zero (was $3,000, now NOTHING!! yay, yay, yay!).
I still use the card sometimes for plane tickets, mail order, etc., and pay it off.
In the old days, I kept AmEx for two reasons: 1) it forced me to pay it off each month (not needed anymore, I'm not a grownup); 2) it had automatic auto insurance on rental cars and life insurance on travel (I can get that, I think on some Visa's and MasterCard;s--BJ's Wholesale Club offers a card that has it as a feature, as well as accumulating credit at the warehouse club).
But they charge a hefty fee that only gets heftier. And I'm getting grumpy w/ how greedy they come across.
Is there any reason not to cancel it when next it comes due--or even earlier?