If a neighbor's tree falls on your property, who is responsible for the removal? And if there was damage done to your house (let's say the tree fell on YOUR roof!), who is liable? A friend once told me the person whose property it fell on is the responsible party (or at least, his homeowner insurance is). Now is this true? Frankly, it doesn't make sense to me.
I'm asking because I have a neighbor who has this tree situated at the FAR end of his property and whose branches are hanging over our roof. My husband said if this tree ever got struck by lightning, (our area has severe thunderstorms in the summer, btw) it will fall right on our roof. Is there anything that can be done about this? I know it's rather expensive to have a tree cut down so I know our neighbor won't do anything about it. I was thinking of poisoning the tree...*grins*
Any suggestions? OH and mainly I want to know who is responsible if this tree ever fell on my property. TIA