Home Owner's Insurance Issue

vdabuMay 7, 2007

We have home ownerÂs insurance and last year we had hail damage. We filed a claim and the insurance company has withheld a portion of the cost until the repairs are completed. I am using a reputed company to do the major work like roofing and siding and a handy man to do some minor items like replacing window screens, glasses etc. The handy man operates his business from home and not registered. He came to us through several excellent referrals.

The insurance company needs a verification letter after completion of work to pay the withheld amount. What is the format for the verification letter? Does the insurance company expect a detailed break up of the work or a simple letter indicating that the work is completed?

We are filing a claim for the first time and are home owners from last 3 years. Please provide us with your suggestions and comments about the verification letter or other relevant information. Thanks, VDabu.

Thank you for reporting this comment. Undo

I would ask your insurance agent about the letters' format.But it sounds like the same letter the auto body guy sends to the insurance when you're in an accident. The insurance co asks if it was repaired and for a copy of the bill detailing the repairs that were made.
Shouldn't make any difference if the guy doing the work is, "registered"

    Bookmark   May 8, 2007 at 12:04AM
Thank you for reporting this comment. Undo

Pictures of the repaired damaged area should be sufficient.

    Bookmark   May 9, 2007 at 8:23AM
Sign Up to comment
More Discussions
How to deal with post-snow water damage?
Recent northeast snow storm has caused some water leakages...
Bleach product discolored my kitchen countertop!
I used Clorox Cleanup in my kitchen to clean and disinfect....
Getting cat urine smell out of carpet...
What's the best way? Or what's the best thing to make...
Craftman garage door 1/2 hp
when it start to not working the way it suppost to...
Bleach stains on bathtub
My son just moved into an apt., and the tub area was...
Sponsored Products
Indoor Area Rug: Contemporary Light Brown and Cream Rectangle 5' 3" x 7' 5" Plus
Home Depot
Modern Indoor/Outdoor Area Rug: American Rug Craftsmen Rugs Burlwood Dark
$90.00 | Home Depot
Safavieh Indoor/ Outdoor Abaco Red/ Natural Rug (5'3 Round)
Lunar Rug 9'6" x 13' - CHARCOAL
$2,535.00 | Horchow
Aspen Green Gallery-Wrapped Canvas
$79.99 | zulily
Austella 14" Wide Black Glass Swag Mini Chandelier
Lamps Plus
GlideRite 2.5-inch Oil Rubbed Bronze Fluted Cabinet Knobs (Case of 25)
Antique Bronze with Power Outlets Desk Lamp
Lamps Plus
People viewed this after searching for:
© 2015 Houzz Inc. Houzz® The new way to design your home™