extended warranties on appliances-- yea or nay?
We generally go the "self-insured" route as it seems that is financially beneficial in the long run, so I would automatically lean towards the Nay side. But we are building a new house on a ferry-served island, no service could be an issue, plus I read a lot about appliance failures nowadays, so I am questioning my knee-jerk reaction. I do realize people tend to make more noise when unhappy than happy, so failures may be over-represented. Thoughts?