A few weeks ago, we had a hail storm. I didn't think my van had gotten any damage, but later, when standing in a different light, I could see about a dozen little dents. Should I submit this to my insurance, or should I let it go? I've heard that many times, if the car sits in the hot sun for awhile, the dents can pop back out. I'm not sure I want to mess with the insurance. Someone mentioned that even if I don't get it fixed, I should file for insurance, since the resale value will be affected. But I'd hate for my rates to go up in the future. What do you think?