Apartment Appoval Advice? Please Help!

raidersgirl53May 6, 2008

i applied to a low income apartment but i own almost $3,000 to a bank and almost $5,000 to a credit card. i have payed all my rent and bills on time though. do you think i will get denied the apartment? Please give me lots of advice about this. Advice needed ASAP.

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Is the apt. actually a subsidized one? Because I would think that a person who owes money would qualify for something like that, vs someone with enough money to pay for everything up front. Or did you just fritter that money :-). Without knowing a lot more about where you live (with regard to local regulations, etc.) or the nature of the 'low income' program, etc., it's hard to guess.

    Bookmark   May 6, 2008 at 9:31PM
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Most apartments look at your credit score and debt to income. In other words even with the debt you might have great credit. And you income might be enough to make your minimum monthly payments, rent, and have extra money.

I'd try to start by getting a credit report with a score on it.

    Bookmark   May 6, 2008 at 10:55PM
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